No... no accident happened... thank God... I was just re-calling this with my colleague the other day, and I thought it was good information to know... well, at least if you don't know it yet. I obviously didn't know and it was very.. troublesome at that time.
OK, so what do you do when the unfortunate happens (and if you are not wrong)
1) Determine if the wrong party will pay - if he says insurance, here begins your nightmare (see below steps)
2) Make a police report - even if you are not wrong, you too need to make that report. The station is opened till 12am. Do this within 24 working hours.
3) Make a report to your insurance. You need to do this within 3 working days. Get that report from the police and make the insurance report. Your insurance company will claim for the insurance company of the person at fault. Your NCB will not be affected if you are not wrong. If you are involved in a chain accident, claim from the car behind you (not from the 1st car [who caused the accident]). So make sure you get the details from the car behind you.
4) Check with the car behind you on what insurance company he's using. Then, check what are the panel workshop that insurance uses. Each insurance company will have their own workshop so make sure you do not simple send to your "fav" shop or to the panel of your insurance. You need to use the one who wronged you. If a tow truck is needed - do not let just any tow truck hook up your car - they might bring it elsewhere.
5) Wait. Wait forever for the workshop to get your car done. As it never will be done fast. Never.
No comments:
Post a Comment